Side-by-side · Q2 2026 data
Naft Federal Credit Union vs Edinburg Teachers Credit Union
Metric by metric
| Measure | Naft Federal Credit Union | Edinburg Teachers Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 83 | 96 (stronger) |
| Earnings | 89 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 97th | 77th |
| Total assets | $162.3M | $98.0M |
| Deposits / shares | $135.7M | $80.7M |
| Capital ratio | 16.44% | 22.59% (stronger) |
| Problem loans | 0.50% | 0.12% (stronger) |
| Net charge-offs | 0.24% | 0.13% (stronger) |
| Return on assets | 1.73% (stronger) | 0.23% |
| Loans ÷ deposits | 51.3% | 25.6% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 3.2% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Naft Federal Credit Union leads on 3 and Edinburg Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.