Side-by-side · Q2 2026 data
Naft Federal Credit Union vs Libertyone Credit Union
Metric by metric
| Measure | Naft Federal Credit Union | Libertyone Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 83 (stronger) | 56 |
| Earnings | 89 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 97 (stronger) | 83 |
| Peer percentile | 97th | 21st |
| Total assets | $162.3M | $175.5M |
| Deposits / shares | $135.7M | $155.6M |
| Capital ratio | 16.44% (stronger) | 11.15% |
| Problem loans | 0.50% (stronger) | 1.32% |
| Net charge-offs | 0.24% (stronger) | 0.49% |
| Return on assets | 1.73% (stronger) | 0.38% |
| Loans ÷ deposits | 51.3% (stronger) | 81.2% |
| Uninsured deposits | 1.3% (stronger) | 16.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Naft Federal Credit Union has the higher TellerScore (93 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Naft Federal Credit Union leads on 7 and Libertyone Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.