Side-by-side · Q2 2026 data
National Advisors Trust Company vs Independence Teachers Credit Union
Credit union
Independence Teachers Credit Union
Independence, Missouri · Under $100 million in assets
Metric by metric
| Measure | National Advisors Trust Company | Independence Teachers Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 92nd |
| Total assets | $21.6M | $16.5M |
| Deposits / shares | $500K | $13.9M |
| Capital ratio | 83.70% (stronger) | 15.52% |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 21.17% (stronger) | 1.00% |
| Loans ÷ deposits | 0.0% (stronger) | 32.4% |
| Uninsured deposits | 50.0% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
National Advisors Trust Company has the higher TellerScore (94 vs 92). On the 7 directional measures above (where higher or lower is clearly better), National Advisors Trust Company leads on 6 and Independence Teachers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.