Side-by-side · Q2 2026 data
National Advisors Trust Company vs United Labor Credit Union
Metric by metric
| Measure | National Advisors Trust Company | United Labor Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 23 |
| Loan quality | 100 (stronger) | 62 |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 96th | 15th |
| Total assets | $21.6M | $23.0M |
| Deposits / shares | $500K | $21.2M |
| Capital ratio | 83.70% (stronger) | 7.35% |
| Problem loans | 0.00% (stronger) | 1.13% |
| Net charge-offs | 0.00% (stronger) | 0.58% |
| Return on assets | 21.17% (stronger) | 0.66% |
| Loans ÷ deposits | 0.0% (stronger) | 54.0% |
| Uninsured deposits | 50.0% | 15.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
National Advisors Trust Company has the higher TellerScore (94 vs 55). On the 7 directional measures above (where higher or lower is clearly better), National Advisors Trust Company leads on 6 and United Labor Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.