Side-by-side · Q2 2026 data
National Bank & Trust vs The City National Bank of Taylor
Metric by metric
| Measure | National Bank & Trust | The City National Bank of Taylor |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 58 | 79 (stronger) |
| Loan quality | 94 (stronger) | 87 |
| Earnings | 37 | 71 (stronger) |
| Funding & liquidity | 90 (stronger) | 82 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 50th | 82nd |
| Total assets | $242.0M | $250.3M |
| Deposits / shares | $203.5M | $220.8M |
| Capital ratio | 10.83% | 12.90% (stronger) |
| Problem loans | 0.17% (stronger) | 0.38% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 0.43% | 1.26% (stronger) |
| Loans ÷ deposits | 65.2% (stronger) | 67.3% |
| Uninsured deposits | 19.8% (stronger) | 25.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
The City National Bank of Taylor has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), National Bank & Trust leads on 4 and The City National Bank of Taylor on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.