Side-by-side · Q2 2026 data
National Bank of Commerce vs American National Bank of Minnesota
Metric by metric
| Measure | National Bank of Commerce | American National Bank of Minnesota |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 79 (stronger) | 67 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 53 (stronger) | 51 |
| Problem-loan coverage | 91 (stronger) | 85 |
| Peer percentile | 58th | 29th |
| Total assets | $2.2B | $473.2M |
| Deposits / shares | $1.9B | $347.6M |
| Capital ratio | 9.33% | 10.85% (stronger) |
| Problem loans | 0.64% (stronger) | 1.00% |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 2.00% (stronger) | 1.35% |
| Loans ÷ deposits | 92.0% (stronger) | 109.7% |
| Uninsured deposits | 29.1% | 13.1% (stronger) |
| Offices | 20 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 3.4% |
National Bank of Commerce has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), National Bank of Commerce leads on 4 and American National Bank of Minnesota on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.