Side-by-side · Q2 2026 data
National Exchange Bank and Trust vs Badger-Globe Credit Union
Metric by metric
| Measure | National Exchange Bank and Trust | Badger-Globe Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 88 (stronger) | 50 |
| Earnings | 88 (stronger) | 0 |
| Funding & liquidity | 59 | 91 (stronger) |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 98th | 23rd |
| Total assets | $2.9B | $51.6M |
| Deposits / shares | $2.3B | $44.2M |
| Capital ratio | 20.06% (stronger) | 13.64% |
| Problem loans | 0.37% (stronger) | 1.50% |
| Net charge-offs | -0.07% | -0.08% (stronger) |
| Return on assets | 1.69% (stronger) | -0.71% |
| Loans ÷ deposits | 73.1% | 69.2% (stronger) |
| Uninsured deposits | 40.1% | 3.4% (stronger) |
| Offices | 32 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
National Exchange Bank and Trust has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), National Exchange Bank and Trust leads on 4 and Badger-Globe Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.