Side-by-side · Q2 2026 data
Nationwide Trust Company, FSB vs The Settlers Bank
Metric by metric
| Measure | Nationwide Trust Company, FSB | The Settlers Bank |
|---|---|---|
| TellerScore | 94 | 94 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 61 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 98th |
| Total assets | $153.6M | $142.4M |
| Deposits / shares | $500K | $119.1M |
| Capital ratio | 36.89% (stronger) | 16.19% |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 18.15% (stronger) | 1.83% |
| Loans ÷ deposits | 0.0% (stronger) | 77.1% |
| Uninsured deposits | 50.0% | 18.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Nationwide Trust Company, FSB leads on 4 and The Settlers Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.