Side-by-side · Q2 2026 data
Navigator Federal Credit Union vs Azalea City Credit Union
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Navigator Federal Credit Union | Azalea City Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 48 |
| Earnings | 86 (stronger) | 60 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 95th | 59th |
| Total assets | $406.7M | $47.2M |
| Deposits / shares | $327.7M | $39.8M |
| Capital ratio | 17.98% (stronger) | 15.21% |
| Problem loans | 0.38% (stronger) | 1.57% |
| Net charge-offs | 1.27% | 0.42% (stronger) |
| Return on assets | 1.65% (stronger) | 1.01% |
| Loans ÷ deposits | 85.0% | 50.7% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 5.1% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Navigator Federal Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Navigator Federal Credit Union leads on 5 and Azalea City Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.