Side-by-side · Q2 2026 data
Navigator Federal Credit Union vs Mobile Educators Credit Union
Credit union
Navigator Federal Credit Union
Pascagoula, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Navigator Federal Credit Union | Mobile Educators Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 86 (stronger) | 80 |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 86th |
| Total assets | $406.7M | $113.2M |
| Deposits / shares | $327.7M | $98.2M |
| Capital ratio | 17.98% (stronger) | 13.20% |
| Problem loans | 0.38% (stronger) | 0.74% |
| Net charge-offs | 1.27% | 0.06% (stronger) |
| Return on assets | 1.65% (stronger) | 1.51% |
| Loans ÷ deposits | 85.0% | 13.4% (stronger) |
| Uninsured deposits | 2.2% | 2.0% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Navigator Federal Credit Union has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Navigator Federal Credit Union leads on 4 and Mobile Educators Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.