Side-by-side · Q2 2026 data
Navy Federal Credit Union vs Altaone Federal Credit Union
Metric by metric
| Measure | Navy Federal Credit Union | Altaone Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 67 (stronger) | 42 |
| Loan quality | 47 | 77 (stronger) |
| Earnings | 75 (stronger) | 27 |
| Funding & liquidity | 76 (stronger) | 73 |
| Problem-loan coverage | 80 | 85 (stronger) |
| Peer percentile | 60th | 14th |
| Total assets | $204.4B | $967.2M |
| Deposits / shares | $173.4B | $872.2M |
| Capital ratio | 11.65% (stronger) | 9.19% |
| Problem loans | 1.58% | 0.70% (stronger) |
| Net charge-offs | 2.35% | 1.00% (stronger) |
| Return on assets | 1.38% (stronger) | 0.17% |
| Loans ÷ deposits | 84.4% (stronger) | 87.2% |
| Uninsured deposits | 9.7% (stronger) | 12.9% |
| Offices | 134 | 12 |
| CFPB complaints (3 yrs) | 34,434 | — |
| Complaints per $1B deposits | 198.6 | — |
| Mortgage denial rate (HMDA) | 32.9% | — |
Navy Federal Credit Union has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Navy Federal Credit Union leads on 5 and Altaone Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ridgecrest, CA