Side-by-side · Q2 2026 data
NBH Bank vs 5Star Bank
Metric by metric
| Measure | NBH Bank | 5Star Bank |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 64 | 95 (stronger) |
| Funding & liquidity | 51 (stronger) | 31 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 58th | 91st |
| Total assets | $12.5B | $378.2M |
| Deposits / shares | $10.6B | $312.1M |
| Capital ratio | 10.27% | 17.24% (stronger) |
| Problem loans | 0.60% | 0.16% (stronger) |
| Net charge-offs | 0.32% | 0.07% (stronger) |
| Return on assets | 1.09% | 1.86% (stronger) |
| Loans ÷ deposits | 91.8% (stronger) | 96.1% |
| Uninsured deposits | 30.4% (stronger) | 45.1% |
| Offices | 91 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.8% | — |
5Star Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), NBH Bank leads on 2 and 5Star Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.