Side-by-side · Q2 2026 data
Nebraska State Bank and Trust Company vs Commercial State Bank
Bank
Nebraska State Bank and Trust Company
Broken Bow, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Nebraska State Bank and Trust Company | Commercial State Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 76 |
| Capital cushion | 80 (stronger) | 46 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 97 (stronger) | 93 |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 92nd | 64th |
| Total assets | $285.8M | $264.4M |
| Deposits / shares | $233.7M | $237.3M |
| Capital ratio | 12.96% (stronger) | 9.64% |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | -0.03% (stronger) | 0.12% |
| Return on assets | 1.92% (stronger) | 1.83% |
| Loans ÷ deposits | 94.1% | 91.2% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 19.4% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska State Bank and Trust Company has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Nebraska State Bank and Trust Company leads on 6 and Commercial State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.