Side-by-side · Q2 2026 data
Nebraska State Bank vs Adams Bank & Trust
Metric by metric
| Measure | Nebraska State Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 53 | 82 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 58 | 69 (stronger) |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 63rd | 93rd |
| Total assets | $74.1M | $1.3B |
| Deposits / shares | $61.0M | $1.1B |
| Capital ratio | 18.08% (stronger) | 14.11% |
| Problem loans | 1.40% | 0.55% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 4.34% (stronger) | 1.32% |
| Loans ÷ deposits | 90.2% | 82.4% (stronger) |
| Uninsured deposits | 25.6% | 23.0% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Nebraska State Bank leads on 3 and Adams Bank & Trust on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.