Side-by-side · Q2 2026 data
Nebraska State Bank vs American Exchange Bank
Metric by metric
| Measure | Nebraska State Bank | American Exchange Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 53 | 67 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 58 | 83 (stronger) |
| Problem-loan coverage | 72 | 87 (stronger) |
| Peer percentile | 63rd | 45th |
| Total assets | $74.1M | $69.7M |
| Deposits / shares | $61.0M | $61.8M |
| Capital ratio | 18.08% (stronger) | 9.63% |
| Problem loans | 1.40% | 0.98% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 4.34% (stronger) | 2.28% |
| Loans ÷ deposits | 90.2% | 77.0% (stronger) |
| Uninsured deposits | 25.6% | 13.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nebraska State Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Nebraska State Bank leads on 4 and American Exchange Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.