Side-by-side · Q2 2026 data
Neches Federal Credit Union vs Dugood Federal Credit Union
Metric by metric
| Measure | Neches Federal Credit Union | Dugood Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 87 |
| Capital cushion | 97 (stronger) | 84 |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 99th | 91st |
| Total assets | $1.2B | $609.4M |
| Deposits / shares | $1.0B | $520.8M |
| Capital ratio | 14.66% (stronger) | 13.37% |
| Problem loans | 0.20% | 0.09% (stronger) |
| Net charge-offs | 0.47% | 0.19% (stronger) |
| Return on assets | 2.14% (stronger) | 1.41% |
| Loans ÷ deposits | 88.0% | 80.3% (stronger) |
| Uninsured deposits | 10.7% | 8.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 19.5% |
Neches Federal Credit Union has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Neches Federal Credit Union leads on 3 and Dugood Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.