Side-by-side · Q2 2026 data
Neighborhood Credit Union vs Fivepoint Credit Union
Metric by metric
| Measure | Neighborhood Credit Union | Fivepoint Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 57 |
| Capital cushion | 58 (stronger) | 38 |
| Loan quality | 49 | 75 (stronger) |
| Earnings | 46 (stronger) | 38 |
| Funding & liquidity | 83 (stronger) | 72 |
| Problem-loan coverage | 77 | 86 (stronger) |
| Peer percentile | 22nd | 17th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $998.1M | $1.0B |
| Capital ratio | 10.76% (stronger) | 8.78% |
| Problem loans | 1.54% | 0.76% (stronger) |
| Net charge-offs | 1.13% | 0.76% (stronger) |
| Return on assets | 0.66% (stronger) | 0.45% |
| Loans ÷ deposits | 77.5% (stronger) | 88.5% |
| Uninsured deposits | 7.8% | 5.9% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
Neighborhood Credit Union has the higher TellerScore (59 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Neighborhood Credit Union leads on 4 and Fivepoint Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.