Side-by-side · Q2 2026 data
Nephi Western Employees Federal Credit Union vs Millard County Credit Union
Credit union
Nephi Western Employees Federal Credit Union
Nephi, Utah · Under $100 million in assets
Metric by metric
| Measure | Nephi Western Employees Federal Credit Union | Millard County Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 80 (stronger) | 61 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 89th | 57th |
| Total assets | $46.4M | $65.0M |
| Deposits / shares | $30.3M | $57.5M |
| Capital ratio | 34.45% (stronger) | 11.81% |
| Problem loans | 0.15% (stronger) | 0.64% |
| Net charge-offs | 0.03% | -0.18% (stronger) |
| Return on assets | 1.50% (stronger) | 1.03% |
| Loans ÷ deposits | 91.3% | 52.4% (stronger) |
| Uninsured deposits | 0.7% (stronger) | 1.0% |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nephi Western Employees Federal Credit Union has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Nephi Western Employees Federal Credit Union leads on 5 and Millard County Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.