Side-by-side · Q2 2026 data
Nesc Federal Credit Union vs Worcester Credit Union
Metric by metric
| Measure | Nesc Federal Credit Union | Worcester Credit Union |
|---|---|---|
| TellerScore | 64 | 71 (stronger) |
| Capital cushion | 56 | 68 (stronger) |
| Loan quality | 70 | 71 (stronger) |
| Earnings | 42 | 57 (stronger) |
| Funding & liquidity | 82 | 83 (stronger) |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 31st | 54th |
| Total assets | $125.9M | $107.3M |
| Deposits / shares | $112.1M | $95.8M |
| Capital ratio | 10.61% | 11.75% (stronger) |
| Problem loans | 0.91% | 0.87% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.10% |
| Return on assets | 0.55% | 0.92% (stronger) |
| Loans ÷ deposits | 78.6% | 77.4% (stronger) |
| Uninsured deposits | 6.6% | 4.2% (stronger) |
| Offices | 3 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 34.5% |
Worcester Credit Union has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Nesc Federal Credit Union leads on 1 and Worcester Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.