Side-by-side · Q2 2026 data
New Albin Savings Bank vs Royal Bank
Metric by metric
| Measure | New Albin Savings Bank | Royal Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 62 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 75th |
| Total assets | $350.6M | $816.1M |
| Deposits / shares | $296.6M | $723.1M |
| Capital ratio | 15.53% (stronger) | 10.53% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.04% | 1.48% (stronger) |
| Loans ÷ deposits | 39.6% (stronger) | 76.8% |
| Uninsured deposits | 11.0% (stronger) | 11.9% |
| Offices | 1 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
New Albin Savings Bank has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), New Albin Savings Bank leads on 6 and Royal Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.