Side-by-side · Q2 2026 data
New Brunswick Postal Federal Credit Union vs Jersey Central Federal Credit Union
Credit union
New Brunswick Postal Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Credit union
Jersey Central Federal Credit Union
Cranford, New Jersey · Under $100 million in assets
Metric by metric
| Measure | New Brunswick Postal Federal Credit Union | Jersey Central Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 54 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 36 (stronger) | 0 |
| Earnings | 0 | 8 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 78 | 79 (stronger) |
| Peer percentile | 4th | 13th |
| Total assets | $23.9M | $24.9M |
| Deposits / shares | $21.5M | $20.6M |
| Capital ratio | 9.11% | 16.77% (stronger) |
| Problem loans | 1.93% (stronger) | 3.30% |
| Net charge-offs | 0.71% | 0.47% (stronger) |
| Return on assets | -0.73% | -0.30% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 65.9% |
| Uninsured deposits | 4.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey Central Federal Credit Union has the higher TellerScore (54 vs 44). On the 7 directional measures above (where higher or lower is clearly better), New Brunswick Postal Federal Credit Union leads on 2 and Jersey Central Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.