Side-by-side · Q2 2026 data
New Carlisle Federal Savings Bank vs Day Air Credit Union
Metric by metric
| Measure | New Carlisle Federal Savings Bank | Day Air Credit Union |
|---|---|---|
| TellerScore | 49 | 82 (stronger) |
| Capital cushion | 34 | 96 (stronger) |
| Loan quality | 41 | 68 (stronger) |
| Earnings | 68 | 88 (stronger) |
| Funding & liquidity | 53 | 66 (stronger) |
| Problem-loan coverage | 66 | 86 (stronger) |
| Peer percentile | 6th | 82nd |
| Total assets | $330.5M | $908.8M |
| Deposits / shares | $259.7M | $747.9M |
| Capital ratio | 8.42% | 14.56% (stronger) |
| Problem loans | 1.78% | 0.96% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.73% |
| Return on assets | 1.20% | 1.71% (stronger) |
| Loans ÷ deposits | 107.4% | 94.5% (stronger) |
| Uninsured deposits | 14.4% | 7.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Day Air Credit Union has the higher TellerScore (82 vs 49). On the 7 directional measures above (where higher or lower is clearly better), New Carlisle Federal Savings Bank leads on 1 and Day Air Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.