Side-by-side · Q2 2026 data
New Century Bank vs Johnson State Bank
Metric by metric
| Measure | New Century Bank | Johnson State Bank |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 82 | 97 (stronger) |
| Loan quality | 71 | 96 (stronger) |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 52 | 86 (stronger) |
| Problem-loan coverage | 89 (stronger) | 75 |
| Peer percentile | 63rd | 78th |
| Total assets | $88.9M | $96.6M |
| Deposits / shares | $71.6M | $80.7M |
| Capital ratio | 13.16% | 14.72% (stronger) |
| Problem loans | 0.87% | 0.12% (stronger) |
| Net charge-offs | -0.15% | -0.21% (stronger) |
| Return on assets | 2.20% (stronger) | 0.93% |
| Loans ÷ deposits | 108.2% | 42.6% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 27.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Johnson State Bank has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 2 and Johnson State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.