Side-by-side · Q2 2026 data
New Century Bank vs Outdoor Bank
Metric by metric
| Measure | New Century Bank | Outdoor Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 31 |
| Capital cushion | 82 (stronger) | 42 |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 100 (stronger) | 10 |
| Funding & liquidity | 52 | 79 (stronger) |
| Problem-loan coverage | 89 (stronger) | 48 |
| Peer percentile | 63rd | 1st |
| Total assets | $88.9M | $648.8M |
| Deposits / shares | $71.6M | $572.1M |
| Capital ratio | 13.16% (stronger) | 9.24% |
| Problem loans | 0.87% (stronger) | 3.83% |
| Net charge-offs | -0.15% (stronger) | 1.00% |
| Return on assets | 2.20% (stronger) | -0.26% |
| Loans ÷ deposits | 108.2% | 81.0% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 13.3% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 4.2% |
New Century Bank has the higher TellerScore (79 vs 31). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 6 and Outdoor Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.