Side-by-side · Q2 2026 data
New Century Bank vs The Farmers State Bank
Metric by metric
| Measure | New Century Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 82 (stronger) | 77 |
| Loan quality | 71 | 85 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 52 | 77 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 63rd | 73rd |
| Total assets | $88.9M | $86.3M |
| Deposits / shares | $71.6M | $74.4M |
| Capital ratio | 13.16% (stronger) | 12.74% |
| Problem loans | 0.87% | 0.45% (stronger) |
| Net charge-offs | -0.15% (stronger) | -0.00% |
| Return on assets | 2.20% (stronger) | 1.62% |
| Loans ÷ deposits | 108.2% | 67.4% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 29.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 10.9% |
The Farmers State Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 4 and The Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.