Side-by-side · Q2 2026 data
New Century Bank vs The Farmers State Bank of Westmoreland
Metric by metric
| Measure | New Century Bank | The Farmers State Bank of Westmoreland |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 82 | 89 (stronger) |
| Loan quality | 71 (stronger) | 32 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 52 | 88 (stronger) |
| Problem-loan coverage | 89 (stronger) | 82 |
| Peer percentile | 63rd | 40th |
| Total assets | $88.9M | $257.7M |
| Deposits / shares | $71.6M | $226.2M |
| Capital ratio | 13.16% | 13.88% (stronger) |
| Problem loans | 0.87% (stronger) | 2.03% |
| Net charge-offs | -0.15% (stronger) | 0.12% |
| Return on assets | 2.20% (stronger) | 1.10% |
| Loans ÷ deposits | 108.2% | 62.6% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 23.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.7% |
New Century Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), New Century Bank leads on 5 and The Farmers State Bank of Westmoreland on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.