Side-by-side · Q2 2026 data
New Century Bank vs United Bank & Trust
Metric by metric
| Measure | New Century Bank | United Bank & Trust |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 82 (stronger) | 65 |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 52 | 58 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 63rd | 75th |
| Total assets | $88.9M | $892.9M |
| Deposits / shares | $71.6M | $714.1M |
| Capital ratio | 13.16% (stronger) | 11.51% |
| Problem loans | 0.87% | 0.00% (stronger) |
| Net charge-offs | -0.15% (stronger) | -0.00% |
| Return on assets | 2.20% (stronger) | 1.53% |
| Loans ÷ deposits | 108.2% | 92.9% (stronger) |
| Uninsured deposits | 11.0% (stronger) | 23.5% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 14.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), New Century Bank leads on 4 and United Bank & Trust on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Belleville, KS
- Manhattan, KS