Side-by-side · Q2 2026 data
New Cumberland Federal Credit Union vs Americhoice Federal Credit Union
Credit union
New Cumberland Federal Credit Union
New Cumberland, Pennsylvania · $100 million – $1 billion
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | New Cumberland Federal Credit Union | Americhoice Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 45 | 74 (stronger) |
| Loan quality | 75 (stronger) | 43 |
| Earnings | 53 | 56 (stronger) |
| Funding & liquidity | 96 (stronger) | 91 |
| Problem-loan coverage | 91 (stronger) | 83 |
| Peer percentile | 37th | 37th |
| Total assets | $228.6M | $240.4M |
| Deposits / shares | $206.5M | $210.5M |
| Capital ratio | 9.48% | 12.39% (stronger) |
| Problem loans | 0.74% (stronger) | 1.72% |
| Net charge-offs | 0.71% | 0.19% (stronger) |
| Return on assets | 0.84% | 0.89% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 68.9% |
| Uninsured deposits | 5.8% (stronger) | 7.1% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | 18.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), New Cumberland Federal Credit Union leads on 3 and Americhoice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.