Side-by-side · Q2 2026 data
New Dimensions Federal Credit Union vs Maine Highlands Federal Credit Union
Credit union
New Dimensions Federal Credit Union
Waterville, Maine · $100 million – $1 billion
Metric by metric
| Measure | New Dimensions Federal Credit Union | Maine Highlands Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 56 (stronger) |
| Capital cushion | 29 | 59 (stronger) |
| Loan quality | 49 (stronger) | 23 |
| Earnings | 41 | 60 (stronger) |
| Funding & liquidity | 66 | 91 (stronger) |
| Problem-loan coverage | 69 | 73 (stronger) |
| Peer percentile | 3rd | 13th |
| Total assets | $244.1M | $230.1M |
| Deposits / shares | $209.3M | $203.2M |
| Capital ratio | 7.93% | 10.93% (stronger) |
| Problem loans | 1.54% (stronger) | 2.32% |
| Net charge-offs | 0.48% | 0.19% (stronger) |
| Return on assets | 0.54% | 1.00% (stronger) |
| Loans ÷ deposits | 94.4% | 69.1% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 5.5% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
Maine Highlands Federal Credit Union has the higher TellerScore (56 vs 46). On the 7 directional measures above (where higher or lower is clearly better), New Dimensions Federal Credit Union leads on 2 and Maine Highlands Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.