Side-by-side · Q2 2026 data
New Haven Bank vs Waterbury Connecticut Teachers Federal Credit Union
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | New Haven Bank | Waterbury Connecticut Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 91 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 91 | 91 |
| Earnings | 27 | 85 (stronger) |
| Funding & liquidity | 36 | 79 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 9th | 96th |
| Total assets | $200.0M | $365.2M |
| Deposits / shares | $155.1M | $300.7M |
| Capital ratio | 8.23% | 17.05% (stronger) |
| Problem loans | 0.27% | 0.26% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.11% |
| Return on assets | 0.18% | 1.62% (stronger) |
| Loans ÷ deposits | 107.6% | 81.3% (stronger) |
| Uninsured deposits | 30.0% | 8.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterbury Connecticut Teachers Federal Credit Union has the higher TellerScore (91 vs 53). On the 7 directional measures above (where higher or lower is clearly better), New Haven Bank leads on 1 and Waterbury Connecticut Teachers Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.