Side-by-side · Q2 2026 data
New Haven Teachers Federal Credit Union vs Unity Financial Credit Union
Credit union
New Haven Teachers Federal Credit Union
New Haven, Connecticut · Under $100 million in assets
Metric by metric
| Measure | New Haven Teachers Federal Credit Union | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 96 (stronger) | 88 |
| Earnings | 53 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 89th | 47th |
| Total assets | $10.2M | $63.9M |
| Deposits / shares | $7.0M | $55.7M |
| Capital ratio | 32.00% (stronger) | 13.15% |
| Problem loans | 0.13% (stronger) | 0.35% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 0.83% (stronger) | 0.16% |
| Loans ÷ deposits | 17.5% (stronger) | 80.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Haven Teachers Federal Credit Union has the higher TellerScore (90 vs 73). On the 6 directional measures above (where higher or lower is clearly better), New Haven Teachers Federal Credit Union leads on 6 and Unity Financial Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.