Side-by-side · Q2 2026 data
New Millennium Bank vs First Atlantic Federal Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | New Millennium Bank | First Atlantic Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 86 (stronger) |
| Capital cushion | 96 (stronger) | 88 |
| Loan quality | 81 (stronger) | 74 |
| Earnings | 72 | 90 (stronger) |
| Funding & liquidity | 43 | 90 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 75th | 89th |
| Total assets | $899.1M | $332.2M |
| Deposits / shares | $761.7M | $280.1M |
| Capital ratio | 14.57% (stronger) | 13.81% |
| Problem loans | 0.58% (stronger) | 0.79% |
| Net charge-offs | -0.06% (stronger) | 0.22% |
| Return on assets | 1.31% | 1.75% (stronger) |
| Loans ÷ deposits | 101.4% | 70.6% (stronger) |
| Uninsured deposits | 29.3% | 9.0% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), New Millennium Bank leads on 3 and First Atlantic Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.