Side-by-side · Q2 2026 data
New Millennium Bank vs United Teletech Financial Federal Credit Union
Credit union
United Teletech Financial Federal Credit Union
Tinton Falls, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | New Millennium Bank | United Teletech Financial Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 54 |
| Capital cushion | 96 (stronger) | 40 |
| Loan quality | 81 (stronger) | 72 |
| Earnings | 72 (stronger) | 30 |
| Funding & liquidity | 43 | 69 (stronger) |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 75th | 10th |
| Total assets | $899.1M | $327.7M |
| Deposits / shares | $761.7M | $284.1M |
| Capital ratio | 14.57% (stronger) | 9.00% |
| Problem loans | 0.58% (stronger) | 0.84% |
| Net charge-offs | -0.06% (stronger) | 0.11% |
| Return on assets | 1.31% (stronger) | 0.24% |
| Loans ÷ deposits | 101.4% | 91.4% (stronger) |
| Uninsured deposits | 29.3% | 10.2% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Millennium Bank has the higher TellerScore (79 vs 54). On the 7 directional measures above (where higher or lower is clearly better), New Millennium Bank leads on 5 and United Teletech Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.