Side-by-side · Q2 2026 data
New Republic Bank vs American Bank of the Carolinas
Metric by metric
| Measure | New Republic Bank | American Bank of the Carolinas |
|---|---|---|
| TellerScore | 92 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 95 (stronger) | 78 |
| Funding & liquidity | 59 (stronger) | 51 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 97th | 77th |
| Total assets | $176.3M | $214.0M |
| Deposits / shares | $138.0M | $183.8M |
| Capital ratio | 15.81% (stronger) | 12.27% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.88% (stronger) | 1.45% |
| Loans ÷ deposits | 86.3% (stronger) | 90.6% |
| Uninsured deposits | 28.3% (stronger) | 31.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Republic Bank has the higher TellerScore (92 vs 80). On the 6 directional measures above (where higher or lower is clearly better), New Republic Bank leads on 5 and American Bank of the Carolinas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.