Side-by-side · Q2 2026 data
Newark Police Federal Credit Union vs Kearny Municipal Employees Federal Credit Union
Credit union
Newark Police Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Credit union
Kearny Municipal Employees Federal Credit Union
Kearny, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Newark Police Federal Credit Union | Kearny Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 59 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 91 (stronger) | 21 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 32nd | 20th |
| Total assets | $5.2M | $5.6M |
| Deposits / shares | $3.4M | $4.1M |
| Capital ratio | 34.60% (stronger) | 26.11% |
| Problem loans | 5.27% (stronger) | 6.07% |
| Net charge-offs | 0.58% (stronger) | 19.50% |
| Return on assets | 1.78% (stronger) | 0.03% |
| Loans ÷ deposits | 98.6% | 19.4% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newark Police Federal Credit Union has the higher TellerScore (66 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Newark Police Federal Credit Union leads on 5 and Kearny Municipal Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.