Side-by-side · Q2 2026 data
Newfield National Bank vs Energy People Federal Credit Union
Credit union
Energy People Federal Credit Union
Medford, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Newfield National Bank | Energy People Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 49 (stronger) | 25 |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 65th |
| Total assets | $889.1M | $18.1M |
| Deposits / shares | $784.6M | $14.7M |
| Capital ratio | 10.07% | 18.48% (stronger) |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.25% |
| Return on assets | 0.73% (stronger) | 0.14% |
| Loans ÷ deposits | 58.4% (stronger) | 93.8% |
| Uninsured deposits | 33.3% | 3.3% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Energy People Federal Credit Union has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Newfield National Bank leads on 3 and Energy People Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.