Side-by-side · Q2 2026 data
NewFirst National Bank vs Old Ocean Federal Credit Union
Metric by metric
| Measure | NewFirst National Bank | Old Ocean Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 98 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 100 | 100 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $934.9M | $41.6M |
| Deposits / shares | $810.9M | $32.5M |
| Capital ratio | 12.47% | 20.52% (stronger) |
| Problem loans | 0.21% (stronger) | 0.24% |
| Net charge-offs | 0.01% (stronger) | 0.48% |
| Return on assets | 3.27% (stronger) | 2.07% |
| Loans ÷ deposits | 84.6% | 46.7% (stronger) |
| Uninsured deposits | 31.0% | 2.9% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Old Ocean Federal Credit Union has the higher TellerScore (98 vs 84). On the 7 directional measures above (where higher or lower is clearly better), NewFirst National Bank leads on 3 and Old Ocean Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.