Side-by-side · Q2 2026 data
NewFirst National Bank vs Texas Bank
Metric by metric
| Measure | NewFirst National Bank | Texas Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 70 |
| Capital cushion | 75 (stronger) | 56 |
| Loan quality | 93 (stronger) | 85 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 58 | 61 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 86th | 43rd |
| Total assets | $934.9M | $953.9M |
| Deposits / shares | $810.9M | $824.0M |
| Capital ratio | 12.47% (stronger) | 10.61% |
| Problem loans | 0.21% (stronger) | 0.46% |
| Net charge-offs | 0.01% (stronger) | 0.52% |
| Return on assets | 3.27% (stronger) | 1.20% |
| Loans ÷ deposits | 84.6% | 83.9% (stronger) |
| Uninsured deposits | 31.0% | 28.5% (stronger) |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 19.1% |
NewFirst National Bank has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), NewFirst National Bank leads on 5 and Texas Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.