Side-by-side · Q2 2026 data
NewFirst National Bank vs Texasgulf Federal Credit Union
Metric by metric
| Measure | NewFirst National Bank | Texasgulf Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 75 | 93 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 58 | 88 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 86th | 80th |
| Total assets | $934.9M | $220.5M |
| Deposits / shares | $810.9M | $189.3M |
| Capital ratio | 12.47% | 14.27% (stronger) |
| Problem loans | 0.21% (stronger) | 0.61% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 3.27% (stronger) | 0.85% |
| Loans ÷ deposits | 84.6% | 71.9% (stronger) |
| Uninsured deposits | 31.0% | 2.7% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
NewFirst National Bank has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), NewFirst National Bank leads on 4 and Texasgulf Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- El Campo, TX
- Wharton, TX