Side-by-side · Q2 2026 data
Newtown Savings Bank vs Chelsea Groton Bank
Metric by metric
| Measure | Newtown Savings Bank | Chelsea Groton Bank |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 50 | 76 (stronger) |
| Funding & liquidity | 64 (stronger) | 42 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 36th | 93rd |
| Total assets | $1.9B | $1.8B |
| Deposits / shares | $1.6B | $1.2B |
| Capital ratio | 9.48% | 16.73% (stronger) |
| Problem loans | 0.37% (stronger) | 0.48% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.75% | 1.39% (stronger) |
| Loans ÷ deposits | 96.1% (stronger) | 110.4% |
| Uninsured deposits | 14.5% (stronger) | 22.4% |
| Offices | 16 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 11.2% |
Chelsea Groton Bank has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Newtown Savings Bank leads on 3 and Chelsea Groton Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.