Side-by-side · Q2 2026 data
Newtown Savings Bank vs Waterbury Connecticut Teachers Federal Credit Union
Credit union
Waterbury Connecticut Teachers Federal Credit Union
Waterbury, Connecticut · $100 million – $1 billion
Metric by metric
| Measure | Newtown Savings Bank | Waterbury Connecticut Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 91 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 88 | 91 (stronger) |
| Earnings | 50 | 85 (stronger) |
| Funding & liquidity | 64 | 79 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 36th | 96th |
| Total assets | $1.9B | $365.2M |
| Deposits / shares | $1.6B | $300.7M |
| Capital ratio | 9.48% | 17.05% (stronger) |
| Problem loans | 0.37% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 0.75% | 1.62% (stronger) |
| Loans ÷ deposits | 96.1% | 81.3% (stronger) |
| Uninsured deposits | 14.5% | 8.3% (stronger) |
| Offices | 16 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Waterbury Connecticut Teachers Federal Credit Union has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Newtown Savings Bank leads on 1 and Waterbury Connecticut Teachers Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.