Side-by-side · Q2 2026 data
NexBank vs Charles Schwab Trust Bank
Metric by metric
| Measure | NexBank | Charles Schwab Trust Bank |
|---|---|---|
| TellerScore | 56 | 88 (stronger) |
| Capital cushion | 41 | 59 (stronger) |
| Loan quality | 51 | 100 (stronger) |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 71 | 100 (stronger) |
| Peer percentile | 15th | 99th |
| Total assets | $14.2B | $10.5B |
| Deposits / shares | $11.0B | $9.7B |
| Capital ratio | 9.07% | 10.93% (stronger) |
| Problem loans | 1.47% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.05% | 2.05% (stronger) |
| Loans ÷ deposits | 84.2% | 0.0% (stronger) |
| Uninsured deposits | 13.0% | 5.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.1% | — |
Charles Schwab Trust Bank has the higher TellerScore (88 vs 56). On the 7 directional measures above (where higher or lower is clearly better), NexBank leads on 0 and Charles Schwab Trust Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.