Side-by-side · Q2 2026 data
NexBank vs Texas Capital Bank
Metric by metric
| Measure | NexBank | Texas Capital Bank |
|---|---|---|
| TellerScore | 56 | 67 (stronger) |
| Capital cushion | 41 | 57 (stronger) |
| Loan quality | 51 | 83 (stronger) |
| Earnings | 62 (stronger) | 61 |
| Funding & liquidity | 76 (stronger) | 51 |
| Problem-loan coverage | 71 | 93 (stronger) |
| Peer percentile | 15th | 63rd |
| Total assets | $14.2B | $33.6B |
| Deposits / shares | $11.0B | $29.4B |
| Capital ratio | 9.07% | 10.67% (stronger) |
| Problem loans | 1.47% | 0.50% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.27% |
| Return on assets | 1.05% (stronger) | 1.03% |
| Loans ÷ deposits | 84.2% | 84.0% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 37.7% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | 140 |
| Complaints per $1B deposits | — | 4.8 |
| Mortgage denial rate (HMDA) | 13.1% | 4.4% |
Texas Capital Bank has the higher TellerScore (67 vs 56). On the 7 directional measures above (where higher or lower is clearly better), NexBank leads on 3 and Texas Capital Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.