Side-by-side · Q2 2026 data
Niagara Regional Federal Credit Union vs Greater Woodlawn Federal Credit Union
Credit union
Niagara Regional Federal Credit Union
North Tonawanda, New York · Under $100 million in assets
Credit union
Greater Woodlawn Federal Credit Union
Blasdell, New York · $100 million – $1 billion
Metric by metric
| Measure | Niagara Regional Federal Credit Union | Greater Woodlawn Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 96 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 47 | 85 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 30th | 99th |
| Total assets | $40.1M | $168.4M |
| Deposits / shares | $36.6M | $127.8M |
| Capital ratio | 8.43% | 23.92% (stronger) |
| Problem loans | 0.32% | 0.12% (stronger) |
| Net charge-offs | 0.12% | 0.03% (stronger) |
| Return on assets | 0.67% | 1.62% (stronger) |
| Loans ÷ deposits | 67.8% | 55.9% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
Greater Woodlawn Federal Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Niagara Regional Federal Credit Union leads on 0 and Greater Woodlawn Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.