Side-by-side · Q2 2026 data
Ninnescah Valley Bank vs Cottonwood Valley Bank
Metric by metric
| Measure | Ninnescah Valley Bank | Cottonwood Valley Bank |
|---|---|---|
| TellerScore | 57 | 90 (stronger) |
| Capital cushion | 70 | 94 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 73 (stronger) | 57 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 16th | 89th |
| Total assets | $44.6M | $38.1M |
| Deposits / shares | $40.5M | $32.7M |
| Capital ratio | 12.04% | 14.39% (stronger) |
| Problem loans | 3.54% | 0.00% (stronger) |
| Net charge-offs | 0.03% | -0.16% (stronger) |
| Return on assets | 1.32% (stronger) | 0.93% |
| Loans ÷ deposits | 44.4% | 17.9% (stronger) |
| Uninsured deposits | 21.6% | 10.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cottonwood Valley Bank has the higher TellerScore (90 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ninnescah Valley Bank leads on 1 and Cottonwood Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.