Side-by-side · Q2 2026 data
Ninnescah Valley Bank vs The First State Bank of Ransom
Metric by metric
| Measure | Ninnescah Valley Bank | The First State Bank of Ransom |
|---|---|---|
| TellerScore | 57 | 91 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 73 (stronger) | 68 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 70 | 98 (stronger) |
| Peer percentile | 16th | 90th |
| Total assets | $44.6M | $48.9M |
| Deposits / shares | $40.5M | $39.9M |
| Capital ratio | 12.04% | 20.06% (stronger) |
| Problem loans | 3.54% | 0.34% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.32% (stronger) | 1.19% |
| Loans ÷ deposits | 44.4% (stronger) | 55.9% |
| Uninsured deposits | 21.6% | 15.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Ransom has the higher TellerScore (91 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ninnescah Valley Bank leads on 3 and The First State Bank of Ransom on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.