Side-by-side · Q2 2026 data
Ninnescah Valley Bank vs Ventura National Bank & Trust
Metric by metric
| Measure | Ninnescah Valley Bank | Ventura National Bank & Trust |
|---|---|---|
| TellerScore | 57 | 72 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 73 (stronger) | 2 |
| Funding & liquidity | 93 (stronger) | 50 |
| Problem-loan coverage | 70 | 99 (stronger) |
| Peer percentile | 16th | 45th |
| Total assets | $44.6M | $41.7M |
| Deposits / shares | $40.5M | $32.8M |
| Capital ratio | 12.04% | 17.95% (stronger) |
| Problem loans | 3.54% | 0.09% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 1.32% (stronger) | -0.46% |
| Loans ÷ deposits | 44.4% (stronger) | 111.1% |
| Uninsured deposits | 21.6% | 11.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ventura National Bank & Trust has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Ninnescah Valley Bank leads on 3 and Ventura National Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.