Side-by-side · Q2 2026 data
Normangee State Bank vs Fidelity Bank of Texas
Metric by metric
| Measure | Normangee State Bank | Fidelity Bank of Texas |
|---|---|---|
| TellerScore | 86 (stronger) | 61 |
| Capital cushion | 97 (stronger) | 56 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 86 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 90th | 20th |
| Total assets | $165.5M | $162.8M |
| Deposits / shares | $144.8M | $132.5M |
| Capital ratio | 14.69% (stronger) | 10.65% |
| Problem loans | 0.03% (stronger) | 0.05% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.69% (stronger) | -0.55% |
| Loans ÷ deposits | 65.9% (stronger) | 82.3% |
| Uninsured deposits | 22.7% (stronger) | 29.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Normangee State Bank has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Normangee State Bank leads on 6 and Fidelity Bank of Texas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.