Side-by-side · Q2 2026 data
North Coast Credit Union vs Puget Sound Cooperative
Metric by metric
| Measure | North Coast Credit Union | Puget Sound Cooperative |
|---|---|---|
| TellerScore | 79 (stronger) | 65 |
| Capital cushion | 88 (stronger) | 62 |
| Loan quality | 78 | 81 (stronger) |
| Earnings | 53 (stronger) | 29 |
| Funding & liquidity | 89 (stronger) | 76 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 76th | 34th |
| Total assets | $426.7M | $273.8M |
| Deposits / shares | $371.8M | $240.9M |
| Capital ratio | 13.80% (stronger) | 11.23% |
| Problem loans | 0.67% | 0.57% (stronger) |
| Net charge-offs | 0.62% | 0.12% (stronger) |
| Return on assets | 0.83% (stronger) | 0.23% |
| Loans ÷ deposits | 71.0% (stronger) | 83.8% |
| Uninsured deposits | 4.8% (stronger) | 13.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Coast Credit Union has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), North Coast Credit Union leads on 5 and Puget Sound Cooperative on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.