Side-by-side · Q2 2026 data
North County Savings Bank vs Century Credit Union
Metric by metric
| Measure | North County Savings Bank | Century Credit Union |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 37 | 61 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 33rd | 91st |
| Total assets | $63.2M | $182.0M |
| Deposits / shares | $57.9M | $149.2M |
| Capital ratio | 8.45% | 17.55% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 0.42% | 1.03% (stronger) |
| Loans ÷ deposits | 48.9% (stronger) | 75.2% |
| Uninsured deposits | 4.4% (stronger) | 7.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Century Credit Union has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), North County Savings Bank leads on 4 and Century Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.